SIP Calculator

See how your monthly investments grow over time with compound returns. Plan your mutual fund SIP to reach your financial goals.

Monthly investment₹5,000

Rs 500Rs 2L

Expected annual return (%)12%

1%30%

Investment period (years)10 yrs

1 yr40 yrs

Future value

₹11,61,695

Total invested

₹6,00,000

Estimated gains

₹5,61,695

Frequently asked questions

What is SIP?: SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It helps you build wealth gradually through rupee cost averaging.
How does compounding work in SIP?: Each month's investment earns returns, and those returns also earn returns over time. This compounding effect means even small monthly investments can grow significantly over long periods.
Is SIP better than lump sum investing?: SIP reduces the risk of market timing by spreading your investment over time. It works well for salaried individuals who invest regularly. Lump sum can outperform SIP in a consistently rising market.